Insurance

As a business owner in Cairns, you’ve worked hard to build something valuable — but is it protected? Too many business owners wait until it’s too late to think about business risk protection. The good news? Insurance can be a powerful tool to protect your personal wealth, your key people, and your ownership structure. Let’s […]

Guarantor Protection: Life and Disability Insurance Starting or expanding a business often requires loans. Since these loans can be significant, lenders frequently ask for a personal guarantee. This means personal assets, like the family home, are on the hook if the business can’t repay the loan. Life and disability insurance can help protect these assets

This week, a client facing a cancer diagnosis needed to make a claim on their insurance. This experience highlighted a critical point, one unexpected illness or injury can disrupt a person’s entire business operation. Business expense insurance helps ensure a person’ business stays afloat even if they’re temporarily unable to work. Key benefits Reduced Stress:

Are you worried about how you’ll cope financially if you’re unable to work due to an illness or injury? Personal insurance, including income protection cover, can provide peace of mind by protecting your income during difficult times. What is Personal Insurance? Personal insurance is a type of insurance that provides financial protection to you and

Do you understand the importance of trauma insurance and how it can help you? Trauma insurance is designed to provide you with a lump sum payment if you suffer a critical illness. This payment can provide you with financial security, allowing you to focus on your recovery. At Sage Financial Advice, we understand the importance

Life insurance protects our future financial circumstances against unexpected illness or injury. Deep down, most of us probably know that’s a good investment in our future. But the truth is many people struggle to engage with life insurance enough to actually buy it. And for those that do, more struggle to keep it, review it

Your life insurance is flexible and can be adapted to your changing needs. Make sure you have a cover review with your adviser every 12-18 months to ensure you’re covered for just the right amount, paying the right amount, and getting the best value from your policy. Every 12-18 months, make sure you ask yourself,